In medical emergencies, even a few minutes of delay, especially while arranging money, can worsen injuries, reduce chances of survival, and cause needless stress to families. It’s not just inconvenient, it’s dangerous. That’s why Tamil Nadu’s Innuyir Kappom scheme ensures free emergency care at select hospitals for road crash victims. 

Traffic rules apply equally to all road users, and cyclists are not exempt from these rules. 
Do NOT run a red light. 
Do NOT ride against the flow of traffic. 
DO use hand signals. 
Stay informed about the road rules and make sure to educate your fellow cyclists as well.