If a product is defective or spurious or the service is deficient or delayed, no disclaimer can protect the seller or service provider.
Consumers need not be cowed down by unilateral liability disclaimers put out by service providers as these can be contested.
Questions are raised about the consumer’s implicit trust in the management systems of service providers.
It is wise to be wary of schemes that offer complete medical cover when you are travelling.
Frustrated by wrong credit card bills, endless phone calls and visits by bank representatives? Lodge a complaint with a consumer organisation.